OWNER FINANCING AVAILABLE. A Mohawk River waterfront building lot! This cleared and level 0.19-acre unimproved residential lot offers a unique opportunity to build your dream home, custom riverfront retreat, or retirement residence with stunning water views and unforgettable sunsets over the Mohawk River. Situated high above the river, this property provides deeded water access with dock privileges while not requiring flood insurance, offering peace of mind for future construction. The lot features public water and public sewer, making development easier and more cost-effective. Located within the highly sought-after North Colonie School District, including Boght Hills Elementary and Shaker High School, this property combines scenic waterfront living with everyday convenience. Enjoy quick access to nearby shopping, dining, and major routes while still experiencing the tranquility of riverfront life. Outdoor enthusiasts will love the proximity to the Mohawk Hudson Bike-Hike Trail, perfect for walking, biking, and exploring the Capital Region's extensive trail network. Boating, kayaking, fishing, and relaxing by the water can all become part of your daily lifestyle. Whether you're planning a custom waterfront home, a retirement getaway, or a long-term investment in riverfront property, this rare Mohawk River lot offers location, views, and opportunity