Welcome to 318 Georgetta Dix Plaza -- a versatile 3-family property offering the perfect blend of immediate income and owner-occupant potential. This well-positioned property features two occupied first-floor units, generating strong in-place cash flow with rents of $1,200/month (rear) and $1,500/month (front). The spacious second-floor unit is currently vacant and spans two levels, offering exceptional flexibility with the potential for 3-4 bedrooms and two full bathrooms--ideal for an owner looking to offset their mortgage or an investor seeking to maximize rental income. Whether you're looking to house-hack or expand your portfolio, this property checks all the boxes. Live comfortably in the expansive upper unit while collecting rent from the lower apartments, or lease the entire building for a solid return from day one with room to increase rents. Conveniently located in Schenectady, the property is just minutes from local parks, restaurants, shopping, and major highways, making it highly attractive to tenants. Enjoy easy access to everything the city has to offer while being situated in a location that supports strong rental demand. Don't miss this opportunity to own a flexible, income-producing property in a prime and accessible area.