Perfect owner-occupy or investment opportunity in the heart of Albany's highly desirable Pine Hills neighborhood! This well-maintained two-family home offers the ideal combination of comfortable living and strong rental income potential. The first-floor unit features 2 spacious bedrooms, durable plank flooring, a beautifully updated oversized bathroom with travertine tile, and a large eat-in kitchen with granite tile countertops and a center island. This unit is currently rented to students. The vacant upper unit spans two floors and offers 4 bedrooms plus a den, making it ideal for student housing or a large family. Features include beautiful hardwood floors, ceramic tile and plank flooring, a spacious eat-in kitchen, full bath, and additional storage space. With an estimated rental potential of up to $3,000 per month when rented to students, this unit offers an excellent opportunity for immediate cash flow. Additional highlights include a large basement laundry room with washer and dryer hookups, plenty of storage space, and a spacious backyard perfect for entertaining, gardening, or relaxing. Located just minutes from Albany's colleges and universities, hospitals, restaurants, shopping, parks, and downtown, this property is perfectly positioned for both homeowners and investors. Whether you're looking to offset your mortgage with rental income or add a high-demand property to your portfolio, 81 N Allen St is an opportunity you won't want to miss!