SPEC - READY WITHIN 60 DAYS. TO BE BUILT. Welcome to Settlers Crossing, a new homeownership community in Amsterdam. This newly constructed ranch offers approximately 1,250 square feet of single-level living with 3 bedrooms, 2 full bathrooms, and a full basement. The open-concept kitchen, dining area, and living room provide a comfortable and functional layout. The primary bedroom includes a private bathroom, while two additional bedrooms offer flexibility for guests or a home office. Built with energy efficiency in mind, the home features all-electric systems, ENERGY STAR appliances, high-performance insulation, and efficient heating and cooling. The full basement provides generous storage and future possibilities. Settlers Crossing is an affordable homeownership program. This home is offered through the New York State Affordable Homeownership Opportunity Program (AHOP) and is intended for qualified homebuyers who meet program requirements set by New York State Homes and Community Renewal (HCR). Buyers must meet income, education, counseling, lender, and program requirements. Reach out to your realtor for detailed requirements. Purchase price is fixed.